Financial Pathways of the Piedmont – Privacy
Call 336-896-1191 or go to www.financialpaths.org

PRIVACY

FACTS WHAT DOES Financial Pathways of the Piedmont DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies chose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and information we received from you orally or in writing on your application.
  • Information we receive from your creditors and others including credit and/or housing
  • Transactions and your credit report information
When you are no longer our customer, we continue to share your information as described in this notice.
HOW? All financial companies need to share non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their non-public personal information; the reasons FPP chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does Financial Pathways of the Piedmont share? Can you limit this sharing?
For our everyday business purpose – such as to process your transactions, maintain your account(s), or respond to court orders and legal investigations, or report to credit bureaus  Yes  Yes
For our marketing purposes – to offer our products and services to you  No No
For joint marketing with other financial companies  No No
For our affiliates’ everyday business purposes – information about your transactions and experiences  No No
For our affiliates’ everyday business purposes – information about your creditworthiness  No No
For non-affiliates to market to you  No No
 
   
To limit our sharing
  • Call 336-896-1191 - our menu will prompt you through your choice(s) or
  • Visit us online: www.financialpaths.org
Please note:
If you are a new customer, we can begin sharing your information 3 days from the date we sent this notice. 
When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
   
Questions? Call 336-896-1191 or go to www.financialpaths.org
   
   
Who we are  
Who is providing this notice? FPP Forsyth County is a nonprofit financial education organization helping families achieve financial stability and self sufficiency.
 
What we do  
How does CCCS Forsyth County protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

All information shared with our counselors, whether in writing or orally, will be managed in a legal and ethical manner.
How does CCCS Forsyth County collect my personal information? We collect your personal information, for example, when you
  • receive credit counseling or attend financial education class
  • receive SFC counseling or complete DMP application
  • receive mortgage default and/or foreclosure counseling
We may disclose some or all of your non-public information to 3rd parties as needed to provide you with our services.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. FPP Forsyth complies with all NC and Federal laws.
What happens with I limit sharing for an account I hold jointly with someone else? FPP Forsyth would be limited in its ability to provide agency financial education and counseling services to the client seeking our help.
 
   
Definitions  
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • FPP Forsyth County is a private nonprofit corporation and has no affiliate relationships related by common ownership or control.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • FPP Forsyth County works with all financial service and mortgage companies as part of its delivery of financial counseling and education services, helping families achieve financial stability.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • FPP Forsyth County has no agreement with nonaffiliated financial companies regarding marketing of financial products or services.
   
   
Other Important Information
Financial Pathways of the Piedmont is committed to protecting the privacy of information you share with us.
All Information shared with our financial counselors and/or educators, whether in writing or orally, will be managed in a legal and ethical manner. Your personal financial information will not be shared with third parties except as needed to provide you with our services, as permitted or required by law, or with your specific authorization.

Please indicate you have read and understand each provision.